Most banks show you what they want to sell.
We show you what the entire market has to offer. With over 100 wholesale lenders at my fingertips, if we can't find the rate you’re looking for, it likely doesn't exist.
The 'Big Banks' have high overhead and limited products. As your lending partner through Groves Capital, I bypass the middlemen. I shop the wholesale market directly for you, providing access to institutional rates usually reserved for the elite.
The Four Pillars of Residential Lending
Whatever season of life you're in, we have a rock solid solution for you.
Need to get creative? We can do that too.
The Dream Home
Whether it’s your first starter home or your forever estate, we provide the full spectrum: Conventional, FHA for lower down payments, and VA loans that honor our veterans with 0% down options.
The Self-Employed
As a business owner myself, I know your tax returns don't always tell the whole story. We offer Bank Statement Programs and Non-QM loans that look at your actual cash flow, not just the bottom line on your 1040.
Rural & Specialized Living
Living in places like North Idaho requires specialized knowledge. We offer USDA loans for rural development and construction-to-permanent financing for those building from the ground up.